Location Archives: sonoma-county

Are You Self Employed? Know What Lenders Look For When Getting A Mortgage

Since the inception of qualified mortgages this year, the process to successfully to close on a mortgage has been compliant heavy by industry standards. Such is especially true if you own your business. It’s no mystery there is a general consensus amongst business owner consumers, banks do not make ability to qualify easy for the […]

Locations: , , , , , , , , ,

Buying A Flipped Home? Mortgage Stipulations To Be Aware Of

House hunting? If your appetite for a turnkey renovated home is a flipped house, you may end up jumping through more hoops to close escrow. What Is A Flipped Home? A flipped property is a situation where the house is acquired usually by a real estate investment company (also could be an individual) and is re-offered […]

Locations: , , , , ,

How To Buy A Home By Selling Another

In the last few years, many consumers bought homes with low down payments and have seen a dramatic rise in their home-equity-opening the door to trade up to more a desirable homes and/or locations. Perhaps the family is expanding and or timing is right to trade up. As attractive as the concept sounds, due to […]

Locations: , , , , , , , , ,

Bay Area Home Prices and Sales Dip in September

The number of Bay Area homes sold in September fell more than what we would seasonally-expect. Prices also declined from August. DataQuick reports: Bay Area home sales dropped more than usual in September compared with August but climbed slightly above the year-ago level thanks to more robust sales above $500,000 this year. For the second […]

Locations: , , , , , , ,

You Can Still Get A Mortgage Even If You Are Not A US Citizen

If you are not a US Citizen trying, it can be a long and difficult road to obtain a mortgage. Many lenders won’t makes mortgages to people who don’t have social security numbers or permanent work stability. For the purposes of getting a mortgage, US Citizens and Permanent Resident Aliens are the same, with one […]

Locations: , , , , , , , , ,