Location Archives: sonoma-county

Here’s The Top Mortgage Fees To Know When Appyling For Credit

Let’s cut to the chase obtaining a mortgage to buy a home or refinance one you already own is not cheap. There’s no two ways about it. Encumbering property is going to cost some bucks. Knowing the fees lenders charge including both upfront and later on in the transaction can help ensure you’re getting a […]

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Here Is Why 5% Mortgage Rates Are A Long Ways Out

The direction of mortgage interest rates drive the housing market. We’ve been spoiled with ultra-low rates the last few years with many experts predicating  2014 was going to be the year of 5% rates, they were wrong. Here’s why we’re not going to be seeing 5% mortgage rates anytime soon. Ability To Procure Credit Reality […]

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The Sebastopol broker’s meeting and tour 10/8/2014

Attendance was light at 45. 9 new escrows opened 7 closed, 7 price reductions, one property came back on the market, 4 upcoming listings were mentioned and 13 “Buyer’s needs” brought up. 2 of the newly opened escrows had offers more than asking and 7081 Elphick rd was on the tour again, it had gone […]

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The Sebastopol Broker’s meeting and tour of 8/6/2014.

73 were in attendance. 5 new escrows were opened, 10 were closed, there were 2 price reductions, 4 properties came back on the market,19 upcoming listings were announced and 15 “Buyer’s needs mentioned, 8 of those buyers were looking for properties priced above $1MM. There were  8 properties on the tour (3 were contiguos) and […]

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Are You Self Employed? Know What Lenders Look For When Getting A Mortgage

Since the inception of qualified mortgages this year, the process to successfully to close on a mortgage has been compliant heavy by industry standards. Such is especially true if you own your business. It’s no mystery there is a general consensus amongst business owner consumers, banks do not make ability to qualify easy for the […]

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Buying A Flipped Home? Mortgage Stipulations To Be Aware Of

House hunting? If your appetite for a turnkey renovated home is a flipped house, you may end up jumping through more hoops to close escrow. What Is A Flipped Home? A flipped property is a situation where the house is acquired usually by a real estate investment company (also could be an individual) and is re-offered […]

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