Location Archives: santa-clara-county

How To Buy A Home By Selling Another

In the last few years, many consumers bought homes with low down payments and have seen a dramatic rise in their home-equity-opening the door to trade up to more a desirable homes and/or locations. Perhaps the family is expanding and or timing is right to trade up. As attractive as the concept sounds, due to […]

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Bay Area Housing Inventory Finally Up Year-Over-Year

The inventory of homes for sale in the Bay Area appears to have officially bottomed. This October, and for the first time, Bay Area housing inventory is finally higher than it was in October 2013. Is this just a seasonal blip? Or the start of a new trend? If inventory does begin to rise back […]

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You Can Still Get A Mortgage Even If You Are Not A US Citizen

If you are not a US Citizen trying, it can be a long and difficult road to obtain a mortgage. Many lenders won’t makes mortgages to people who don’t have social security numbers or permanent work stability. For the purposes of getting a mortgage, US Citizens and Permanent Resident Aliens are the same, with one […]

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Oh What a Difference a Year Makes

Noticed some insane data today from the California Association of Realtors. Bay Area median home prices have skyrocketed in the last year. And much of the gains came in the last month. Check out the median prices of existing single family home sales in Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, […]

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If You Cannot Qualify For The Loan, Don’t Bother With Rate

Consumers shopping for a mortgage typically concentrate on attaining lowest possible interest rate. Rates have risen slightly in recent weeks as a more exuberant stock market has taken shape. Current consensus points to more consumers entering the mortgage market, motivated to take action, as a result. Factors At Work The financial markets, jobs data, and […]

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Top 5 Home Buying Programs Most Consumers Opt For

With more home buyers entering the market, competition increasing, driving  prices in most pocket areas up, consumers begin to place more emphasis on sustainable payment over time considering they could be paying more for the property than anticipated. Such real estate market conditions are also causing many buyers to switch mortgage loan programs during the […]

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